Know what every discount is costing you
Control pricing, products and distribution in real time, with the visibility to compete confidently without sacrificing margin.
Every point you discount to win comes out of your margin
You’re measured on portfolio performance, but you don’t control every lever.
The insurer sets the net rate. The market rewards the lowest price. The one thing you can control is your own margin, and every discount you make to stay competitive erodes it.
So you’re left making commercial decisions without seeing their full impact. Ratings changes that.
Control how you compete, see what it costs before it costs you
Ratings is a cloud-based product management and rating platform built for brokers and MGAs operating under delegated authority.
Build, deploy and manage products across every channel from a single platform, then monitor performance in real time. When you adjust your pricing position, you know exactly why you’re doing it and what it’s delivering.
That’s the difference between discounting in the dark and trading on your terms.
Everything you need to compete with confidence
Ratings gives brokers and MGAs complete control over products, pricing and distribution from a single platform. Explore the capabilities that help you react faster, protect margin and make better-informed decisions.
Build and test a product once, then deploy it across every channel from one place; contact centre, price comparison sites and your own quote-and-buy journeys. From the point of quote, the customer travels straight to your site, so you keep the experience and capture the business. One build, consistent pricing, maximum reach.
Adjust your pricing position, footprint and rules within the authority your capacity gives you and deploy instantly; no queue, no release cycle. React to a competitor’s move or an emerging trend the moment it happens, across every product and channel at once.
A dashboard that updates instantaneously shows how every product and scheme is performing; conversion, footprint, mix. Spot drift early, see what a pricing move does to your margin and your book in real time, and make the next call on live data, not last month’s report. This is what turns a discount from a guess into a calculated trade, and it’s how you evidence underwriting discipline to your capacity providers.
Connect to specialist third-party data at the point of quotation; ID verification, credit risk and fraud checks, to shape quote status and the premium offered. Sharper risk selection protects the loss ratio your capacity cares about, and rules can be set to flag suspicious behaviour before it becomes a claim.
Ratings connects to a broad panel of insurers and integrates with all the major software houses, so you reach the whole market without the cost and complexity of building bespoke integrations to each platform.
Getting a new product or scheme live is faster and simpler than it’s ever been and with the mobile app, you can monitor performance and act on it wherever you are.
Brokers already trading on their terms
600+
Customers across the UK & Ireland
45years
Of insurance technology heritage
“Ratings is a unique product which provides some brilliant efficiency gains for us. Being involved from an early stage will help give us a competitive edge.”
Plugged into the market you already work in
Ratings sits inside the wider Open GI ecosystem and connects to the aggregators, insurers, enrichment specialists and payment providers you rely on, so you gain control without cutting yourself off from the market. Backed by Open GI’s long-standing commitment to the UK and Republic of Ireland, and decades of heritage and trust as a specialist technology partner.
Migration doesn’t have to mean disruption
With Applied stepping back from the UK, brokers and MGAs need a partner that isn’t going anywhere.
Open GI is investing in the UK and ROI market and Ratings gives you a modern, real-time pricing and distribution platform to move to with confidence, and a team to make the move a smooth one.
As hands-on, or hands-off, as you want to be
Want to be self-sufficient? Our team will configure your products, get you up and running and train your people to get the most out of the platform.
Need a helping hand? Our Product Underwriting team can build lines of business, connect third-party services or deliver a bespoke build, partnering with you as much or as little as you’d like. On top of that, tiered wrap-around support gives you extra peace of mind as you grow.
Trade on your terms
See how Ratings gives you real-time control of your products, pricing position and distribution compete confidently, react faster and protect your margin.